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All agents are NOT alike! Find out why we are top real estate experts. Call us: 877.727.SOLD (7653) ext 10.
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First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
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| Q |
What 6,500 seat American theater was the location for the scene where the original 1933 King Kong breaks his chains onstage?
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| A |
The famous Shrine Auditorium in Los Angeles, built by the Shriners in 1906 to resemble an exotic Arabian mosque. |
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AJ George & Associates
Keller Williams Realty
4644 Admiralty Way
Marina Del Rey, CA 90292
Phone: 877-727-SOLD (7653) Ext10
Fax: 310-531-7414
AJ George: homes@ajgeorge.com
Today's market calls for experience, integrity, foresight and excellent negotiating skills. It is our mission to help each client identify and realize their specific real estate goals. Our clients are the best that any team could hope for. Thank you for your continued support and your generous referrals. We sincerely appreciate you!
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