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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?
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| A |
George Burns Drive and Gracie Allen Way |
 See More Real Estate Trivia > |
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AJ George & Associates
Keller Williams Realty
4644 Admiralty Way
Marina Del Rey, CA 90292
Phone: 877-727-SOLD (7653) Ext10
Fax: 310-531-7414
AJ George: homes@ajgeorge.com
Today's market calls for experience, integrity, foresight and excellent negotiating skills. It is our mission to help each client identify and realize their specific real estate goals. Our clients are the best that any team could hope for. Thank you for your continued support and your generous referrals. We sincerely appreciate you!
- AJ George
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